General conditions

What you’ll need
R 1000 – R 15 000
Terms ranging between 3 and 60 months
1. You are 18 years of age or older; 2. You are a citizen of South Africa; 3. You have a fixed monthly income which is at least R1500 per month; 4. You have a Bank Account in South Africa

Personal Loans in South Africa — IPayLoans

About SA personal loans

South Africa personal loans helps people to find medium-term loans from almost all the most reputable credit providers in South Africa. The company acts as a middleman by entering into partnerships with these financial services. When you apply for a loan through SA personal loans, they use your information to suggest the best lenders for you. Personal loans will then send your information to those companies to help you get your loan approved.

You can only get medium-term personal loans for 6 months to 59 months (almost 5 years). That means that SA personal loans cannot help you find short-term quick cash loans or payday loans.

Why Use quick personal loans?

All of the lenders that personal loans South Africa is partnered with will offer you the best possible interest rates for your loan. You can also expect to get only the highest quality of customer service.

Because SA personal loans only partners with the most reputable credit providers, you don’t have to worry about dealing with loan sharks. The interest rates that you will be offered will always be fair.

South Africa personal loans doesn’t have any control over the exact interest rates you’ll be asked to pay. But they do promise that depending on your credit profile, you usually won’t pay more than 9.8% to 21% APR (annual percentage rate).

SA Personal Loans for bad credit — IPay Loans

For example, if you get a loan through SA personal loans, you can expect:

Loan Amount


Loan Term

24 months (2 years)



Total Repayment Value


Monthly Installments


It’s very important that you understand that this is just an example. You might also have to pay an application fee and monthly fees to the lender. SApersonalloans doesn’t charge any fees though.

How to Apply

You can apply for personal loans online. The information they ask for is:

  • First and last name;
  • South African ID number;
  • Email address;
  • Cellphone and work numbers;
  • Your employment status;
  • How long you’ve been working for your current employer;
  • Your net monthly income;
  • Your credit status.

How South Africa personal loans Helps You

SA Personal Loans will help you to get a loan from R500 up to R150,000 from a trusted lender. You’ll be able to pay back the money at a good interest rate over 6 months to nearly 5 years. A nice bonus is the fact that, as in EasyCashLoans, also in SA Personal Loans — even if you are on the black list and you have a bad credit rating, personal SA loans will help you.

You can use your personal loans for anything you want. The most recommended choices are:

  1. To help pay for a new home or renovations;
  2. To help pay for a car;
  3. To help pay for emergency expenses;
  4. To help pay for tertiary studies;
  5. To consolidate your debt.
SApersonalloans — compare personal loan with IPayLoans
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1 Comment

  1. Hey! This is my first visit to your blog! We are a group of volunteers and starting a new project in a community in the same niche. Your blog provided us valuable information to work on. You have done a outstanding job!

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