What you’ll need
From R500 up to R150 000
1. You are 18 years of age or older; 2. You are a citizen of South Africa; 3. You have a fixed monthly income which is at least R1500 per month; 4. You have a Bank Account in South Africa
About Loan SA
Loan SA has developed a very fast way to help you apply for credit in South Africa. From start to finish, the whole application process should only take you 3 minutes to complete.
Once you’ve applied, Loan SA will give you lots of different lenders to choose from. It doesn’t matter if you have a bad credit score or have been blacklisted. Loan SA will find credit providers who are willing to lend you the money you need anyway.
After you’ve chosen a lender, LoanSA send you the loan contract. All you need to do is sign and the money will be in your bank account in 24 to 48 hours!
Why Use Loan SA?
It’s very difficult to borrow money if you are blacklisted and have a bad credit score. But there are still some credit providers who will give you a loan. As long as you have a job and can afford to repay your loan, SA Loan promises to help you find those lenders. It’s one of the quickest, easiest ways to do so.
Loan SA also has one of the best customer service teams in the market. They’ll help you to get the money you need quickly. Even though borrowers with bad credit have to pay higher interest rates than those with good credit, Loan SA will help you get the best possible rates. By the way, Mr Cash Loans also has loyal terms regarding borrowers – you can use their services for comparison.
How to Apply
There are 2 ways to apply with Loan SA:
- Send Loan SA an email with your name and how much you need to borrow. Loan SA will then contact you for more information;
- Apply online.
Applying online is the quickest way and will help you get your money faster. Loan SA only asks for the following information:
- Name and surname;
- Email address;
- Contact number;
- Your city or area;
- What type of loan you want;*
- How much you want to borrow;*
- How long you want the loan term to be (how long you spend paying back the money);*
- Whether you’re employed full-time;
- Your work number;
- Whether you have bad credit.
*More information below.
Once you click on “submit,” Loan SA starts looking through their list of creditors. You then pick one from the different options they send you.
How Loan SA Helps You
Loan SA can help you get different kinds of loans:
- Personal loans;
- Vehicle loans;
- Home loans;
- Debt consolidation.
That means you can get a loan of up to R150,000 to use for anything you want.
For example, debt consolidation helps you to pay off all your other debt. That way, you only have to make one payment every month, to repay the loan. This helps you to get debt free easier.
Loan SA also helps you by letting you choose how long you want the loan term to be. If you’re only borrowing a small amount and you can pay it all back quickly, you can choose a 6-month loan term. For bigger loans that will take longer to pay, you can take a loan term of up to 60 months (5 years).