General conditions

What you’ll need
Up to R150,000
From 12 to 72 months, although this rests on what you are qualified for and can offer to repay.
1. You are 18 years of age or older; 2. You are a citizen of South Africa; 3. You have a fixed monthly income which is at least R1500 per month; 4. You have a Bank Account in South Africa

Easy Cash Loans Review — IPayLoans

About Easy Cash Loans

Easy Cash Loans is a financial services provider for personal loans. The company has been in business for over 3 years. According to their website, EasyCashLoans handles more than 60,000 loan applications a year. So far, they’ve helped process personal loans totally over R4 billion.

The company has a vision to be the best in the business. Their goal has always been to give their shareholders better value through their very high customer service quality.

Easy Cash Loans South Africa doesn’t actually provide the loans themselves. Instead, they use state of the art methods and technology to connect borrowers with some of the best brokers and lenders available in South Africa. The lenders they partner with are very reputable micro-finance service providers. These credit companies have very high customer service standards.

Easy Cash Loans will assign one of their loan experts to your application. The loan expert will help to make sure you understand all the difficult terms that loan contracts use. They’ll work with you to make sure you can afford the loan you want to take out. Your loan expert will also explain what happens if you default on your payment.

Easy Cash Loans South Africa — IPayLoans

How to Apply for a Loan

Applying for a personal loan with Easy Cash Loans online is very easy. All you need to do is give them some basic information to get started:

  1. How much money you want to loan;
  2. Your title, first name, and surname;
  3. Email address;
  4. Cellphone number;
  5. Work phone number;
  6. RSA ID number;
  7. The city where you live (or the closest city);
  8. The name of your employer or the company you work for;
  9. What your work title is;
  10. How often you get paid.

You can apply online through EasyCashLoans’ website. This first part of the application only takes 30 seconds to complete. You’ll then be asked to share some more information, like your bank details and how much you get paid every month.

Easy Cash Loans South Africa — Personal Loans OnlineWhat Do You Need to Qualify for a Loan

Easy Cash Loans online South Africa only has 4 basic requirements that need to be met if you want to apply for a loan through them:

  • You must be 18 years or older;
  • You must be a citizen of South Africa with a valid ID number;
  • You need to earn at least R1,500 every month;
  • You must have a bank account in South Africa

What Aspects Can Prevent You From Getting a Loan Through EasyCashLoans?

There are 5 reasons EasyCashLoans might say they cannot help you to get a personal loan online through them. These 5 aspects will prevent you from getting a loan through EasyCashLoans:

  1. You have filed for bankruptcy;
  2. You have stated that you are insolvent (you cannot pay your debts);
  3. You are going through a debt review;
  4. You are going through a debt restructuring program;
  5. You are currently under administration (someone else is handling all your finances for you).

As long as you don’t fall under any of these aspects and you meet the criteria to qualify for a loan, EasyCashLoans should be able to help you.

It’s okay if you have been blacklisted by banks and other creditors, though. Remember that there is always a choice. If, suddenly, for some reason, you are denied a loan in one organization, then perhaps another company will help you to take a loan SA.

Is Your Data Safe?EasyCashLoans — Best Personal Loans in South Africa

You don’t have to worry about your personal information. EasyCashLoans uses very advanced online security measures to protect your data according to the Electronic Communications and Transactions Act (ECT).

How Easy Cash Loans Can Helps You

Easy Cash Loans can help you to get a personal loan for up to R150,000. Sometimes, they can even help you to get a loan for more than that. Most borrowers only have an option for up to R150,000, though.

You can also tell Easy Cash Loans how long you want the loan term to be. Easy Cash Loans gives options for 10 months to 72 months (6 years), but the lender is who will arrange the term length with you.

Easy Cash Loans says you can use your personal loan for anything you want. That means you can use the money to:

  • Buy a car;
  • Buy a house or pay for renovations;
  • Buy new furniture;
  • Start a new business;
  • Consolidate your debt;
  • Or anything else!
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