Mr Cash Loans

AmountPeriodWhat you’ll need
R3,000 up to R200,0003 months – 60 months1. You need be permanently employed for more than 6 months; 2. You also need to be older that 18 and younger than 60; 3. With your own bank account, that your salary gets deposited into and you need to have access to email and your own cellphone number.

SApersonalloans

AmountPeriodWhat you’ll need
R 1000 – R 15 000Terms ranging between 3 and 60 months1. You are 18 years of age or older; 2. You are a citizen of South Africa; 3. You have a fixed monthly income which is at least R1500 per month; 4. You have a Bank Account in South Africa

Loan SA

AmountPeriodWhat you’ll need
From R500 up to R150 00036 month1. You are 18 years of age or older; 2. You are a citizen of South Africa; 3. You have a fixed monthly income which is at least R1500 per month; 4. You have a Bank Account in South Africa

EasyCashLoans

Amount PeriodWhat you’ll need
Up to R150,000From 12 to 72 months, although this rests on what you are qualified for and can offer to repay.1. You are 18 years of age or older; 2. You are a citizen of South Africa; 3. You have a fixed monthly income which is at least R1500 per month; 4. You have a Bank Account in South Africa

How To Apply?

The application process for personal loans South Africa varies from one company to the next. You need to do some research to find the best personal loans South Africa has to offer. This would ultimately assure a better interest rate, as well as a more suitable option for you in particular. For example, SA personal loans online can help you gain access to an easier online process that often does not require you to visit a branch in a local area. This helps you save time and gives you significantly faster access to the funds that you may require.

The process for small personal loans is usually very easy. You would simply be asked to fill out an online application. In some cases, you may be required to submit certain documentation so that the creditor can verify your details and your income. The funds will often be available shortly after you have been approved.

For larger loans, the process often tends to be a little more time-consuming. You will usually be required to submit bank statements, a copy of your most recent payslips, and your identity document. You will usually also be asked to wait for about 24 hours. This is because there are more to be taken into consideration with a larger personal loan.

How Personal Loans Help You?

Quick personal loans can help you get access to funds between around R1,500 up to about R3,000. The funds will usually be provided within the same day that you were approved. Larger loans give you access to a maximum of around R200,000.

These funds can help you cover personal expenses, make payments on debt that may be outstanding, assist in the process of buying a new car or even help you go on a holiday that you have been dreaming of for a long time.