What you’ll need
From R500 to R8000 for new customers
from 1 to 6 months
You should be permanently employed for at least 3 months, have an active bank account and not be placed under debt review, sequestration or administration.
What is MoneyMouse Loans about
MoneyMouse is a loan broker working to provide low-cost, fast payday loans to South African citizens, as well as Express Finance. You will not wait for more than 24 hours for a loan arranged by Money Mouse. All payday loan providers, that Money Mouse deals with, are properly registered and comply in full with the provisions of the National Credit Regulator. Money mouse can arrange payday loans of a minimum of R 500.00 up to a maximum of R 8,000.00 with a repayment period not longer than 6 months.
By sending a single application with the Money Mouse, you can apply to many payday loan providers for a loan.
To qualify for a loan using Money Mouse you just need to be a South African citizen in possession of a South African ID book or ID smart card. You must be permanently employed and earn at least R 4,000 a month. Lastly, you need to have a valid South African bank account through which the loan will be processed.
Money Mouse is the company to apply for your payday loan with. They have an 86% approval rate on their loan applications. This is largely due to their application process which is simple, straight forward, and very quick. Those with a bad credit record are catered for by the risk assessment process, which just means that they will get a higher interest rate on their loan due to their higher risk.
How to apply for a loan
There is a form you fill online with all your details. Money Mouse is able to send your payday loan application to many payday loan providers. Money mouse will choose the best-approved deal for you. You, therefore, get the best interest rate and terms available to you. On top of that, your credit score will not be affected by these multiple payday loan applications as the Money Mouse application is counted as one application.
Once your loan is approved you may be asked to submit documents, namely your payslip and three months bank statements in order to finalize the verification. Once verification is finalized, your loan will be transferred into your account.
This full process should take less than 24 hours to complete.
Need help to get a loan?
Money Mouse will give you the best payday loan available for you on the market. That is they will offer you the lowest interest rates, therefore, making sure you have the lowest repayments possible.
Using Money Mouse guarantees that you have managed to get the best deal on the market. All your information is kept strictly confidential as Money Mouse only deals with registered payday loan providers regulated by the National Credit Regulator.