FAQs

Who we are?

We are an organization that goes about as a conductor among buyers and money related foundations. We help individuals get their charge card without setting off to the bank.

Am I qualified for an advance?

You should be 18 years or more established and should have a standard type of pay so as to apply for an advance.

Do you issue loans?

No, we don’t issue advances, we just give you help to locate the privilege solutions. IPay Loans is an online expedite that interfaces individuals with banks. We are not a bank.

What if I have a bad credit story?

Our banks will consider customers with a wide range of credit records and will attempt to figure out how to affirm your advance.

We complete a credit keep an eye on your name, however on the off chance that you have a terrible credit record, it doesn’t really imply that we won’t almost certainly help you.

We think about plenty of different factors also, and in the event that we feel good that you will almost certainly reimburse the credit that you made, we will think about your application.

How does it work?

Our application procedure is 100% on the web. The application must be submitted on our site through our protected online structure. At that point, our framework in a split second and electronically checks our gathering of moneylenders to decide if they will give you a credit. The choice to give the credit can be made quickly on the web, or the bank can get in touch with you by telephone or email to tell you about his choice.

What is a Personal Loan?

Consistent with its name, individual credit is an advance for any close to home cost. Not at all like a lodging credit or a vehicle advance, you can utilize an individual money advance for anything you need, be it educational cost charges, travel, or whatever else.

There are two kinds of individual credits accessible: verified and unbound. A verified individual advance requires the guarantee, for example, a house or vehicle, to back the advance. For unbound individual credits, you don’t have to set up any sort of insurance.

How To Use A Personal Loan Calculator?

You should simply to indicate the sum and period you need to clear the installment of it in the different accessible fields. The online adding machine will at that point make it simple for you by giving reasonable credit bundles that are accessible available, and the month to month amortizations for everyone.

What do I need to qualify for a loan?

You should be a South African national or more 18 years old. You likewise should be employed and have a substantial financial balance.

Do you charge any fees?

No, we don’t charge any application expenses at all, nevertheless, a few moneylenders or related credit agents on our board may charge an expense for you to utilize their administrations.

Is it safe to give all the required information to Finance IPay Loans?

Indeed it certainly is. It would be ideal if you go to our protection approach where you can peruse increasingly about the intricate details of what we do with your data.

I am worried about submitting my personal details on your website, is it safe?

Our site utilizes the largest amount of information encryption. You application subtleties can’t be seen by any other individual other than us and the loan specialists who process your application. It is absolutely protected and secure.

Do you comply with the Data Protection laws?

Truly, we consider all Data Protection directions important. We regard your protection consistently.

Credit Terms

Companion:

This refers to the benefit that the borrower gives to the moneylender to verify the advance, and it will be pulled back by the bank in case of default on the credit reimbursement. The case in Malaysia, particularly in connection to Islamic individual credits, does not require security.

Penalties for early payment:

The charges that the borrower should pay on the off chance that he/she reimburses the advance sooner than the one indicated in the advance understanding. This is generally assessed as a level of the first credit sum.

Guarantor:

This is the individual who consents to be in charge of reimbursing the advance if the borrower can’t reimburse it on time.

Late payment fee:

This is the commission that the bank will charge you on the off chance that you don’t reimburse the credit on the concurred timetable.

Credit/Financing

This alludes to the period for a specific credit. Toward the finish of the term of the credit, the borrower should have cleared the advance taken.

FAQs IPay Loans SA — Who we are & What we do

If you still have questions – write to us and we will try to answer them